The best things come in small payments

Tabby lets you split your purchases into 4 interest-free payments or up to 12 monthly payments at more than 45,000 stores, online and in-store.

Get the Tabby app

Pay at your pace

Get it now, pay later

Shop for what you love now and spread out your payments.

No interest or hidden fees

Built on trust. Not interest. You’ll never pay extra when you pay on time.

Pick a card, any card

Link any debit or credit card and get instant approval.

How to pay online

Find your favourite brands

Shop your favourites or discover new brands on the Tabby app that let you get the most out of shopping.

Choose Tabby at checkout

Add what you want to your cart and choose Tabby at checkout. Sign up, link any card and get approved instantly.

Pay over time

Choose 4 interest-free payments or up to 12 monthly payments. Make your first payment and we'll remind you about the rest.

Ways to pay in-store

1. Tabby Card

Make secure and contactless payments with your digital wallet.

2. Payment link

Pay with the payment link sent to you via SMS or email.

3. Custom PIN

Use your personal shopper's pin to checkout at the cashier in seconds.

What’s next?

Track your payments

Stay informed about your payment history and upcoming ones to avoid surprises.

Get reminders

Receive timely notifications via SMS, phone, and email for upcoming payments.

Make a payment

Set up auto-payments or choose to pay when you want to on the Tabby app.

Frequently asked questions

You have questions? We've got some answers.

How does Pay later with Tabby work?

When you choose to pay later with Tabby, your purchase is split based on the plan you select at checkout. The first payment is collected at the time of purchase, and the remaining payments are collected monthly according to your plan.

Am I eligible to use Tabby?

To be eligible to use Tabby, you must:

Be at least 18 years of age
Be a UAE resident
Have a valid National ID
Link a valid debit/credit card to cover Tabby payments
Have a good credit history

Are there any fees or interest for using Tabby Pay Later?

When you split your purchases in 4 with Tabby, there are no fees or interest when you pay on time.
For payment plans longer than 4 months, a service fee may apply. Your payment schedule and any applicable fees are always clearly displayed at checkout, and always without compounding interest or hidden fees.

What happens if I miss a payment?

At Tabby, we strive to promote responsible spending habits by carefully evaluating every purchase before approval. We encourage you to pay on time, by:

Sending you regular reminder notifications
Ensuring you cannot make other purchases until any overdue payments are completed

Customers in the UAE will be charged collection charges if they miss their payment due date. Consistently late payments will negatively impact their credit score, which may also affect their eligibility for loans from other financial institutions.

Join millions of shoppers

Shop like a pro with the Tabby app

Find thousands of stores that let you pay in 4, get exclusive deals and track your payments.

Get the Tabby app

Tabby FZ-LLC, In5 Tech, Dubai Internet City