Pay in 4 for your purchase
Shop for what you need now and split your payments over time.
No interest or fees
Built on trust. Not interest. You’ll never pay extra when you pay on time.
Protect your payments
If there’s an issue, we’ll pause your payments and handle it with our Buyer Protection.
How to pay online
Shop your favourite brands
Get what you need or discover new brands on the Tabby app.
Choose Tabby at checkout
Pick Tabby as a payment method at checkout. Sign up, link any card and get instant approval.
Pay in 4 with no interest
Choose Pay in 4 to make your first payment. We’ll keep you on track with reminders and updates.
How to pay in-store
Payment linksReceive a payment link via SMS or email at the cashier in seconds.
Tabby CardUse your Tabby Card anywhere that accepts Visa with up to 40 days to pay.
Pay later at 45,000+ stores
Keep tabs on your money
Track your paymentsStay informed about your payment history and upcoming ones to avoid surprises.
Get remindersReceive timely notifications via SMS, phone and email for upcoming payments.
Make a paymentSet up auto-payments or choose to pay when you want to on the Tabby app.
FAQs
You have questions? We've got some answers.
When are my payments due when I use Pay in 4?
The first payment is collected at the time of purchase, and the remaining ones are collected the same day every month according to your plan.
How does Tabby make money if there are no fees?
Tabby partners with sellers, who pay a small fee each time Tabby is used at checkout. This helps sellers grow sales, while shoppers get flexible payments with no interest, no fees and no catches.
What happens if I miss a payment?
At Tabby, we promote responsible spending by reviewing each purchase before approval and encouraging on-time payments.
To help you stay on track, we:
- Send payment reminders before and after your due date
- Temporarily pause new purchases until overdue payments are settled
If a payment is missed, customers in the UAE may be charged collection fees. Repeated late payments may also be reported to credit bureaus and could negatively affect your credit score, which may impact your ability to access financial products from other institutions.
What can I do if I face an issue with a purchase?
Most Tabby online purchases are protected with Buyer Protection, meaning you can shop in full confidence and without worry. If you do encounter an issue with a purchase you made with Tabby, find your order under Pay Later Purchases and report an issue. We’ll put your payments on hold and make returns easy. Find more information under the Buyer Protection Policy.
Can I change my payment plan?
Depending on your eligibility, you may have options to make your payment plan more flexible after checkout. This can include extending an upcoming payment due date or spreading your remaining balance over more installments. Any available options, costs, and updated payment dates are always shown clearly in the Tabby app before you confirm a change.
