Get more time to pay
Shop for what you need and split your payments over time.
No interest or fine print
Built on trust. Not interest. All fees are shown upfront, so what you see is what you pay.
Link any of your cards
Pick any debit or credit card and get instant approval.
Pick your way to pay
Pay in 4
Get what you need today and split the purchase into 4 payments. No interest or fees.
Pay over time
Get more time to pay for bigger purchases with up to 12 payments and no hidden fees.
How to pay online
Shop your favourite brands
Get what you need or discover new brands on the Tabby app.
Choose Tabby at checkout
Pick Tabby as a payment method at checkout. Sign up, link any card and get instant approval.
Pay in up to 12
Split it in 4 interest-free payments or in up to 12.
How to pay in-store
Payment linksReceive a payment link via SMS or email at the cashier in seconds.
Tabby CardUse your Tabby Card anywhere that accepts Visa with up to 40 days to pay.
Pay later at 45,000+ stores
Keep tabs on your money
Track your paymentsStay informed about your payment history and upcoming ones to avoid surprises.
Get remindersReceive timely notifications via SMS, phone and email for upcoming payments.
Make a paymentSet up auto-payments or choose to pay when you want to on the Tabby app.
FAQs
You have questions? We've got some answers.
Am I eligible to use Tabby?
To be eligible to use Tabby, you must:
- Be at least 18 years of age
- Have a valid National ID
- Link a valid debit/credit card to cover Tabby payments
- Have a good credit history
How do I know if I’ll be approved?
We apply different factors to determine whether orders are approved and your spending limit may vary based on the store where you are shopping. Your credit history is updated every time you use Tabby. If your purchases were previously declined, this doesn’t necessarily mean your future purchases will be. In this instance, we recommend you try again. These are automated decisions that customer service team cannot change.
What is my credit limit?
The amount you can spend is based on a number of factors including but not limited to:
- Your Tabby payment history
- Your remaining balance and unpaid Tabby orders
- The purchase amount of your shopping basket
How does Tabby make money if Pay in 4 is completely free?
Tabby partners with sellers, who pay a small fee each time Tabby is used at checkout. This helps sellers grow sales, while shoppers get flexible payments with no interest and no fees.
A service fee may apply if you choose plans with more than 4 payments.
