Partnerships
GOSI partners with Tabby to expand financial inclusion
Tabby and GOSI have entered into a partnership to expand financial inclusion for millions of Saudi beneficiaries.
Riyadh, Saudi Arabia, 16 September 2025: The General Organization for Social Insurance (GOSI), the largest public pension fund in the Kingdom of Saudi Arabia, has signed a memorandum of understanding (MoU) with Tabby, the Saudi Arabia–headquartered financial services app, to introduce financial inclusion initiatives for its beneficiaries.Through this partnership, GOSI and Tabby will work together to design and deliver Shariah-compliant credit solutions. These solutions will provide greater access to financial services for beneficiaries who may typically be underserved by traditional credit providers. They will help GOSI pensioners and beneficiaries manage their spending with more flexibility and confidence.The initiative reflects the shared commitment of GOSI and Tabby to support the Taqdeer program, particularly around enhancing financial inclusion and strengthening the role of digital financial services in the Kingdom’s economy.Tabby and GOSI will work closely to ensure that any solutions developed under this partnership adhere to the highest standards of transparency, responsibility and compliance with consumer protection requirements.About GOSIGOSI is an independent government entity that seeks to provide comprehensive social protection and insurance coverage for all Saudi citizens and workers across different sectors including civilian and military employees of the state, workers in both the public and private sectors, in addition to a segment of the Gulf Cooperation Council (GCC) countries citizens.About TabbyTabby is a financial technology company that helps millions of people in the Middle East to stay in control of their spending and make the most out of their money. More than 20 million people use Tabby to take control of their spending and get more value from their money. Over 40,000 global brands and small businesses, including SHEIN, Amazon, Adidas, IKEA, H&M, Samsung and Noon use Tabby’s technology to accelerate growth and gain loyal customers by offering flexible payments online and in stores. Tabby is headquartered in Riyadh and serves Saudi Arabia, the UAE and Kuwait.
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Our role extends beyond providing pensions — it is about ensuring that our beneficiaries have access to tools that can improve their financial well-being. This MoU with Tabby is a step toward widening that access with solutions that are both inclusive and responsible.
Saud Al-JuhaniAssistant Governor at GOSI for Insurance Affairs
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We are proud to partner with GOSI on this important initiative. Together, we will expand access to Shariah-compliant credit options for millions of people, adding to a more inclusive financial system in Saudi Arabia.
Hosam ArabCo-founder and CEO at Tabby
