Financial freedom 101
For some reason they still don’t teach personal finance classes in school. These tips will turn you into a financial genius in less than 3 minutes.
Lesson 1 – Budget
The basic rule of thumb for budgeting is to divide your monthly income into three spending categories: 50% for needs (rent, groceries, etc.), 30% for wants (shopping, Netflix, etc.) and 20% for investing or paying off debt.